Mortgage Basics


There are many steps involved with purchasing a home. It can sometimes be a bit overwhelming, especially for first time home buyers. It all starts with getting pre-approved to purchase a home. Contact one of our experts and let us take the worry out of buying a home. We offer a wide variety of mortgage products and it’s our job to match you with the right one. We’re able to offer our customers financing with a minimum 580 credit score. If you are below 580, talk to one of our experts to look at the possibility of credit repair. Sometimes just paying down a credit card will give you the extra points needed. Here’s a list of some of the purchase programs we offer:

  • Conventional
  • FHA
  • USDA
  • VA
  • Reverse Mortgage
  • Purchase Rehab

Here’s a list of the steps most will take during your home buying experience:

  • Initial Consultation and Pre-Approval with Foxhill Mortgage
  • Find A Realtor (We Can Refer You To One If Needed)
  • Put An Offer In On The Home Of Your Choice
  • Sign Application with Foxhill Mortgage
  • Order Home Inspection and Appraisal
  • Clear Underwriting Conditions
  • Closing

There are many things to know when buying a home. Let one of our experts guide you through the process, giving you peace of mind, as well as a sound investment.


There are many reasons why you may want to refinance your home. You may want to reduce your current rate, term, payment, remove monthly mortgage insurance, use your equity to consolidate debt, or to remodel your home. Whatever your reason, give Foxhill a chance to help you utilize your home to make life a little easier. Our experienced loan offers can help you determine which loan product is the right fit for your needs. We offer a wide variety of mortgages products to fit our customer’s needs. Call us today to see if refinancing is the right option for you.

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